Hosts: Tim Maurer & Tony Welch
Duration: ~9 minutes
🎧 Episode Summary:
In this short but insightful episode, Tim and Tony use a humorous but relatable scenario—broccoli stuck in your teeth—to explore a much deeper topic: the art and responsibility of giving advice. From a Harvard Business Review study revealing that only 2.6% of people speak up when someone has food on their face, to real-life stories of personal embarrassment, they draw a compelling analogy to the world of financial advice.
The conversation highlights the challenge of giving feedback—especially when it matters most—and introduces a practical four-step framework for delivering advice with clarity and care.
💡 Key Takeaways:
Broccoli Principle: Most people avoid speaking up, even when they know it would help—especially in high-stakes moments.
Advice in Wealth Management: Financial advisors often have more training in finance than in how to give or receive good advice.
Tony’s Personal Story: A shaving mishap highlights the embarrassment of being the last to know—emphasizing the value of timely feedback.
Real-World Relevance: Giving financial advice is like pointing out broccoli in someone's teeth—it may be uncomfortable but is ultimately a kindness.
🛠️ Tim’s 4-Step Advice Framework:
Take a Deep Breath – A brief pause helps shift from emotion to clarity.
Start with Permission – “Can I offer something that might help?”
Say It Like You’d Want to Hear It – Calm, caring, and clear.
Focus on Care, Not Correction – The delivery matters as much as the message.
📌 Quote of the Episode:
"Clarity is kind—but it depends on how we give it."
🔜 Coming Soon:
In a future episode, Tim and Tony will tackle the other side of the coin: how to better receive advice.
🎧 Tune In:
Listen to this episode and subscribe to the Net Worthwhile Weekly Podcast to explore the human side of finance—where money meets meaning.
